Insights
What regulators expect, what changes in the law, and what we learn on the ground in Iraq, Lebanon and the Gulf. Written by the people who do the work.
- Insights

Governance does not come from the bottom up
You can hire the best compliance officer in Baghdad and still fail an inspection. The ten questions a board should ask before it signs, and why leaders need their own training.
5 Oct 2026 · 4 min read
- Insights

What the regulators actually ask of an insurance company in Iraq
Three laws, three regulators and a calendar of reports that most companies know only in part. Here is the map we use with every insurer we work with.
21 Sept 2026 · 6 min read
- Insights

Medical insurance grows fastest and loses money fastest. Five controls that change that
Four parties, one medical file and a loss ratio that climbs the moment technical control slips. What we tell insurance teams in Iraq before they grow the line.
2 Sept 2026 · 5 min read